Cover written for what you ship

A seafood exporter and a project-cargo engineer do not lose money the same way. Our programs start from the ways your sector loses cargo, and the wording follows from there.

One policy does not fit every lane

A pallet of frozen salmon fails when the reefer drifts two degrees. A transformer fails when a lashing gives way in swell. A parcel fails in a stairwell after the driver has gone. A pharmaceutical shipment fails when a customs hold outlasts its shelf life. Since 2009 we have written cover around those specifics: your volumes, carriers, lanes, and the paperwork each trade demands.

Sector programs

Who we cover

Driver in a hi-vis vest doing a walk-around check on a truck at dawn

Freight forwarders & 3PLs

Goods in your care are your exposure. We write cargo and legal-liability cover that stands behind the terms you sign with shippers, so a customs hold or a dropped box does not end up on your balance sheet.

Two couriers loading parcels into a delivery van at a warehouse dock at dusk

International trade & importers

Ocean, air, and inland legs on 140+ trade lanes, worded to match your Incoterms and letter-of-credit conditions. Full value insured, in place of the carrier’s per-kilo declared-value cap.

Two warehouse workers wrapping a pallet of boxes with stretch film

Manufacturers & distributors

Machinery, components, and finished stock from your dock to a customer’s floor or a 3PL’s racking. Transit damage to a CNC unit stops a production line, and we settle it at that pace.

Workers scanning and sorting parcels on a conveyor in a fulfilment centre

E-commerce & retail

Parcel theft in the last mile, crushed cartons at the sort, parcels that stop scanning at the hub, peak-season surges spread across several carriers. Protection attaches at checkout and pays on full retail value.

Courier carrying parcels from a delivery van on a small-town street by the water

Trucking & reefer carriers

Motor truck cargo and temperature-deviation cover for operators hauling seafood and perishables. When the set point drifts on a coastal run, the load is paid without an argument over the logbook.

Drivers carrying parcels to their vans in a dispatch yard at dawn

Construction & project cargo

Oversized and heavy lifts that fall outside standard property forms: turbines, transformers, precast, and pressure vessels. Lashing surveys, crane transfers, route studies, and staging yards written into one program.

See how we cover it

Behind every program

Built for operations that do not stop

Any carrier, any mode

Cover follows the freight across parcel, LTL, full truckload, air, and ocean. Switch carriers next quarter and the program stays put.

Limits set from your data

Per-shipment limits, aggregates, deductibles, and peak-season top-ups sized from a year of your manifests, with no rate card involved.

Claims closed in weeks

Ninety-six percent of claims settle within 30 days. You get a named specialist and a short document list, and the phone is answered by a person.

Tell us what moves, and where

Send your routes, commodities, carriers, and annual volume. An underwriter who knows your sector will reply with a program and a price.

Request a program